When do bailiffs get involved, and do they need a court order?

Bailiffs can only get involved in council tax once your council has a liability order from the magistrates' court. From a missed payment, that can happen within a few months.

In short

  • Yes, bailiffs need a court order. For council tax, it is a liability order from the magistrates' court.
  • In England, that can be just a few months after a missed payment. In Wales the process takes longer.
  • Your council decides whether to use bailiffs, or other methods such as deductions from your wages.
  • Before any visit, the bailiff firm must send a notice of enforcement and give you at least 14 clear days.
  • You can stop it at any stage by agreeing an arrangement with your council.

Do bailiffs need a court order?

Yes. For council tax, bailiffs, officially enforcement agents, can only act once your council has a liability order from the magistrates’ court. The liability order is the court order.

Your council does not need a separate order to send bailiffs. Once it has the liability order, it can choose to pass the debt to a bailiff firm without going back to court.

When do bailiffs get involved?

Bailiffs come at the end of a set process:

England

Applies until the reforms take effect in April 2027.

  1. Day 1

    You miss an instalment

    Your council sends a reminder notice.

  2. 7 days

    Pay within seven days of the reminder

    Pay the missed amount and your instalments carry on as normal.

  3. A further 7 days

    The whole year’s bill falls due

    If it is still unpaid, you lose the right to pay monthly and everything left for the year is due at once.

  4. At least 7 days

    Final notice

    Your council states the amount it will ask the court for.

  5. At least 14 days before the hearing

    Court summons

    The magistrates’ court sets a hearing date.

    Costs added, commonly £80 to £130

  6. At the hearing

    Liability order

    Your council can take money from your wages or benefits, or send enforcement agents.

Wales

Applies to instalments missed since 1 April 2026.

  1. Day 1

    You miss an instalment

    Your council may send you a reminder, but does not have to.

  2. Day 41 at the earliest

    Final notice

    Sent at least 41 days after the missed payment, and at least 14 days after any reminder.

  3. 21 days

    Pay what is overdue

    Pay within 21 days and your instalments carry on.

  4. Day 63 at the earliest

    The rest of the year’s bill falls due

    Your council can now apply to the magistrates’ court.

  5. At the hearing

    Liability order

    Enforcement powers begin. Nobody can be sent to prison for council tax in Wales.

    Costs capped at £70

After the liability order, your council chooses how to collect. It might:

  • Take money from your wages or benefits
  • Pass the debt to bailiffs
  • Agree an arrangement with you, if you ask

Many councils go straight to bailiffs if they do not know where you work or what benefits you get. That is one reason to reply if your council asks about your finances after a liability order. You have to reply within 14 days in any case.

How long does it take?

  • In England, from a missed payment to a liability order can take as little as two to three months. Bailiffs can then be in touch within weeks.
  • In Wales, since April 2026, there must be at least 63 days from a missed payment before your council can go to court, so it takes longer.

The notice before a visit

Once a bailiff firm has your case, it must send you a notice of enforcement, and give you at least 14 clear days before anyone visits. At this point only the £79 compliance fee has been added. See notice of enforcement.

Why do bailiffs come to your house?

A bailiff visits to take control of goods, meaning to list belongings that could be sold to pay the debt, and to get payment or a payment plan agreed. It is also when the £247 enforcement fee is added.

For council tax, they cannot force their way in on a first visit. See can bailiffs force entry and a bailiff is at the door.

Bailiffs or debt collectors?

Some councils use debt collection agencies before, or instead of, bailiffs. Debt collectors have no power to take goods or come into your home. Check the letter: a bailiff firm will refer to a liability order and a notice of enforcement.

How to stop it happening

At every stage, you can agree an arrangement with your council. The earlier you do, the less gets added. See special payment arrangements.

Where are you with your council tax?

Choose the one that fits best and an adviser will call you back. Free, confidential, and no obligation.

Takes about 3 minutes.

Last reviewed:

Advice line 0800 494 7285 Start now